Flexible Financing Solutions For Any Situation.

The journey to homeownership is an exciting one but choosing the right loan program is key to ensuring it goes smoothly. Let NYFTY Lending guide you through the process with a smile every step of the way.

Our Purchase Loan Programs

Starting the journey towards homeownership? Congratulations on such a momentous milestone! NYFTY Lending can help simplify the process by custom-tailoring home loan solutions that fit your specific needs. Browse our purchase loans below.

Purchase Loans

Fixed Rate Mortgage

Offering home loan stability Unlock the door to your dream home with our hassle-free loan solutions. More

Adjustable-Rate Mortgages (ARM)

Best for resellers Adjustable-rate mortgages have fluctuating interest rates that can change periodically based on market trends. They start with lower initial rates that typically increase over time. More

Conventional Loans

Best for good credit scores Conventional home loans aren't government backed and typically require higher credit scores and down payments, but they also offer competitive interest rates for qualified borrowers.More

Jumbo Loans

Best for high-value homes Jumbo loans are used to finance high-value properties with a value that exceeds federal loan limits. These have stricter underwriting standards compared to conventional home loans.More

VA Loans

Best for U.S. Veterans VA loans are mortgage loans provided to U.S. Veterans, active-duty service members, and eligible surviving spouses. They offer helpful benefits like no down payment and competitive interest rates.More

Non-QM Mortgages

Best for entrepreneurs A non-qualified mortgage is for borrowers who don't meet traditional lending criteria, like those with self-employment income. These loans offer flexible terms but usually with more interest.More

Condo Loans

Best for vacation homes Condo loans are mortgages that are specifically tailored for financing individual units within a condominium complex and provide considerations for HOA fees and regulations.More

FHA Loans

Best for low down payment FHA loans are government-backed mortgages that are insured by the Federal Housing Administration. These loans give eligible borrowers low down payments and flexible qualification criteria.More

Interest-Only Mortgages

Best for low initial payments Interest-only loans allow borrowers to pay only the interest on their mortgage for a specific time period, which makes initial payments lower.More

USDA Loans

Best for low income households Government-backed USDA loans offer zero down payment mortgages to eligible buyers and primarily support low-to-moderate income borrowers to promote homeowner ship in rural areas.More

New Construction Loans

Best for building a home New construction loans are mortgages that get disbursed in increments to fund the next stage of work once specific project milestones have been met.More

Talk to a NYFTY Lending expert today about finding the perfect mortgage for you.

Ready to Go?

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Avoid delays by getting pre-approved before starting your home search. If you’ve already found your dream home, take the next step by finding the perfect mortgage to fit.

Still Have Questions?

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Unsure? We’re here to help. Connect with one of our experienced loan officers today to start your mortgage journey on the right foot.

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