Learn about the NYFTY Home Loan Process.

Explore how easy it is to secure a mortgage with NYFTY Lending’s streamlined, step-by-step process.

Step 1

We Get To Know You

The first thing we do is time to learn about your current financial situation and future goals. This allows us to custom-tailor our lending solutions to fit your unique circumstances.

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Step 2

Gather & Review Documents

During this stage, we collect all documents needed for your loan, like tax returns, bank statements, and photo ID. Our team will review these in detail to make sure they’re accurate and complete.

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Step 3

Process & Underwrite The Loan

Next, we process your application to determine loan eligibility and provide you with the best possible terms. We’ll help you explore each option and empower you to make an informed choice.

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Step 4

Issue Clear To Close and E-Close

Once approved, we mark you cleared-to-close, which means all conditions have been met and you can close your loan. With e-close, you can securely sign electronic loan documents at your convenience

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Step 5

Help With Final Steps

During the final phase, we guide you through post-closing tasks like understanding your repayment options and setting up automatic payments. Our support ensures a smooth transition into managing your new loan.

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Step 6

Welcome To Your New Home

Congratulations and welcome to your new home! Our team’s ongoing support helps you feel confident when taking the next steps to financial security.

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Talk to a NYFTY Lending expert today about finding the perfect mortgage for you.

Ready to Go?

Apply Now

Get pre-approved before starting your home search or explore your mortgage options for a home you’ve already fallen in love with.

Still Have Questions?

Get Them Answered

If you’re still unsure, we’re here to help. Connect with one of our experienced loan officers today to learn more.

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